Insure it now 

From early 2011 a new law gave DVLA more power to combat keepers of vehicles that are not insured. 

DVLA will compare its records with details of vehicles on the MID (Motor Insurance Database) - the UK's central record of vehicle insurance. If a vehicle does not have insurance and a Statutory Off Road Notification (SORN) has not been made, the registered keeper could face: 

• A fixed penalty of £100
• Their vehicle seized and disposed of and
• A court prosecution with a maximum fine of £1,000 

These new measures are in addition to the powers the Police already have to seize an uninsured vehicle and fine the driver. 

If you want to check your vehicle is recorded as "insured" on the MID record, visit www.askmid.com this is a free service. Do not contact the DVLA as only your insurer can update your insurance details on the MID. If your vehicle registration is not on the MID, contact your insurance provider immediately to get the MID updated.

What this means for you

• If you are keeping your vehicle for use on the road and it is not insured, insure it now
• If you are keeping your vehicle off the road and it is not insured you must make a Statutory Off Road Notification (SORN). If it is taxed you need to return the disc (including nil discs) on a V14 form to DVLA. 

For more information and to get a V14 form, visit www.direct.gov.uk/stayinsured  

This information is of a generic nature and is not specific advice.
If you have a specific query please call us on 0161 928 9556